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Short Term Health Insurance for CaliforniaWho Needs Short-Term Health Insurance? Short term health insurance is a short term plan intended for coverage that will last usually from one to twelve months. Most of these plans are designed to provide protection from unforeseen illnesses or accidents rather than to provide comprehensive coverage.
Short term insurance is designed for individuals who are:
- In Between Jobs
- Attending School
- Part-Time Or Temporary Employment
- Waiting For Permanent Health Insurance To Begin
- Coming Off Parents Plan
- Changing Careers
- Seasonal Employee
- Traveling
- ...and more
Get Short Term Health Insurance FAST!By answering a few short questions we can quickly tell whether or not you medically qualify for Short Term Health Insurance.
- Coverage from one to twelve months
- Perfect for students
- Simple application process
- Next day coverage available
- Valuable prescription benefits
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Short Term Health OptionsPerfect coverage for when you are in transition or in between permanent plans.
Benefits Include:
- Affordable Rates
- Your Choice of Physicians
- Prescription Coverage
- Coverage Outside of California
- Inpatient & Outpatient Coverage
- Continuous coverage month to month up to a year
- Next day coverage, once you're approved
Things You Should Know About Short Term Health Insurance ... - Short Term Health Insurance is not meant to cover routine doctor exams or preventive care. The application process for short term health insurance is usually simpler and shorter than regular individual health insurance. If you are looking for a health insurance plan that is longer than twelve months and you are looking for health insurance that covers doctor visits, prescriptions, and routine exams you might want to consider permanent health insurance. For more information click here.
- It is important to know that short term health insurance is exempt from HIPAA legislation. This means that you will not be guaranteed coverage if you have exhausted your COBRA benefits from your former employer. Purchasing a short term health insurance plan will make you ineligible for any guaranteed issue individual plan that is referred to as a HIPAA. HIPAA plans are usually very expensive and are intended for people who have pre-existing medical conditions, as a result they should only be considered for people who have trouble getting health insurance elsewhere.
- Short term health insurance plans cover for a limited time only. Once the time frame expires, you may or may not be able to buy additional coverage depending on your health at the time your short term plan expires. Unexpected illness and injury can have a significant economic impact on you and your family as well as your health. Although short term health insurance plans do not cover routine doctor visits, you can get coverage for: impatient and outpatient medical services as well as semi-private hospital rooms, x-rays, x-rays and laboratory exams for diagnostic purposes.
Get More Information Today . . .
Talk To A Qualified Insurance Agent 7 Days A Week!
- Call us 7 days a week to speak to a licensed agent: (916) 487-4632
...OR... - Click Here to contact us via email
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